Money Shortage

The economy is not the hottest right now, I'm sure we all know. With many people considering our current time period as perhaps another great depression, it's gotta be tough on the president. Plus, our time is now called: Great Recession. This is basically caused by numerous factors. According to http://en.wikipedia.org/wiki/Financial_crisis_of_2007%E2%80%932010#Easy_credit_conditions, it's caused by:

1.1 Growth of the housing bubble
1.2 Easy credit conditions
1.3 Sub-prime lending
1.4 Predatory lending
1.5 Deregulation
1.6 Increased debt burden or over-leveraging
1.7 Financial innovation and complexity
1.8 Incorrect pricing of risk
1.9 Boom and collapse of the shadow banking system
1.10 Commodity bubble
1.11 Systemic crisis
1.12 Role of economic forecasting
2 Financial markets impacts
2.1 Impacts on financial institutions
2.2 Credit markets and the shadow banking system
2.4 Global contagion

Basically, our economy sucks butthole right now, as I'm sure we're all aware. Alot of people are suffering current job loss, lower income, and increased taxes. I know that my parents are not exempt to this. My dad's been slowly using nearly 5,000 of income each year. It's made us watch our money a little more. No more going out whenever we wanted, buying that great new pair of jeans, or a new household item we really "need." Instead, we've worked as a family, to decrease our spending. It all started with my mom beginning to watch Oprah and the famous "Suze Orman" supposedly America's financial guru who gives advice on how Americans can life a profitable life. My mom has read her past two books and she's been the driving force behind the movement in the Rolfes household. She's helped all of us by making more dinners for us to eat at home, by keeping groceries in the house, and by coming up with family events that are cheap and inexpensive. My dad's tried, mostly unsuccessfully, to quit his excessive spending on inadequate items and overeating outside of the home. He's cut down his fast food trips, but as a result increased his spending on other things. For example, yesterday for my mom's birthday he got her a new washer and dryer for like 1200 dollars. My mom cried she was so pissed. Basically, she's got alot of ambitious goals for home improvement, and she wants to achieve them before she dies. So, we've all suffered through the economic recession. Including, myself. I've told you about going to Florida on June 6th, so I've been saving all my paychecks to have enough money for down there. Keep in mind, however, that the cost of living is much higher than what it once was and I've found out the hard way money really doesn't grow on trees, nor, apparently does it grow in my bank account. Last night I went to Wal-Mart to get note cards and sharpies for my flashcards and my card got declined. It was embarrassing I'll admit and when I got home I changed my statement: 9.37. That's all I have in my account. FML. I looked through my purchases: gas, prom stuff, yada yada bullshi* that I really shouldn't have paid for myself. Anyways, it's whatever. Pay Day is Friday. Hallelujah.